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Banks of Cambodia: addresses of branches and ATMs in different cities

Banks of Cambodia: services, office and ATM addresses

If you are going to Cambodia for the first time, you are probably interested in the question of how much money you should carry with you. In this article, we will tell all that travelers need to know about monetary settlements in Cambodia.

Cambodian currency

The official currency of Cambodia is the riel, but the US dollar is freely circulated on a par with the entire country. Almost all hotels, shops, restaurants and even street vendors prefer to quote prices and pay in US dollars. Many Cambodians even get paid in dollars and pay them for utility bills, rent and large purchases. In addition, in many parts of the country, especially those bordering Thailand, Thai baht are accepted for payment.

In recent years, the average rate of Cambodian currency to the US dollar is stable and amounts to about 4,000 riel for 1 dollar. As for Russian rubles, about 7000 riels cost 100 rubles. However, there is no point in taking Russian money with you, as it’s unlikely to change them there.

If you are going to Cambodia for a month or less, it is best to stock up on your cash dollars. Take bills of not too large denomination, as in small shops and cafes with them there may be no change. Of course, you can always withdraw money from a card at local banks and ATMs, but in this case you will have to pay commissions of both Russian and Cambodian banks.

There is no need to specifically change dollars on a riel, as they will often give you change on dollar bills. Local currency is convenient to pay for small purchases such as fruit or food on the streets, as well as trips on the tuk-tuk. By the way, due to the fact that sellers often round up prices in dollars in a big way, it is even more profitable to pay with riels in some cases.

Banks and ATMs

The banking sector in Cambodia has about 55 commercial and specialized banks, about 70 microfinance institutions, as well as more than 2,000 exchange offices and 1,500 ATMs throughout the country. Regulates the entire banking system of the main bank of the country — the National Bank of Cambodia.

The largest banks in the country are Acleda Bank, Canadia Bank, ABA Bank, Vattanac Bank and CAB Bank. These organizations have a developed network throughout the country, so that in any city you can find their offices and ATMs. Cambodian banks provide standard financial services: opening and maintaining accounts, issuing cash from bank cards, buying and selling currencies, international money transfers and cashing traveler checks. However, it is not profitable to exchange traveller’s checks in Cambodia, since the commissions for this operation can reach 5%.

The branches are usually located in the business part of the city, and ATMs are concentrated in the main tourist places: in the central streets, in supermarkets and near the markets.

ACLEDA Bank — The largest bank in Cambodia with an extensive network of branches and ATMs in all provinces of the country, as well as in neighboring Laos and Myanmar.

The head office of the organization is located in Phnom Penh, where 21 more branches of this bank are located, and the blue ATMs of ACLEDA Bank in tourist cities are caught at every turn.

Addresses in Siem Reap:

  • Siem Reap Branch
    # 1-2-3-4, Sivatha Street, Phum Mondul 2, Sangkat Svay Dangkum, Krong Siem Reap
  • Krong phsar leu branch
    # 0381, National Road No. 6, Group 8, Chong Kavsou Village, Sangkat Slarkram, Krong Siem Reap
  • Krong Siem Reap Branch
    # 06, National Road No. 6, Group 7, Sala Kanseng Village, Sangkat Svay Dankum, Krong Siem Reap
  • Puok District Branch — Puok Commune
    # 1493, National Road No. 6A, Ou Ta Prak Village, Puok Commune, Puok District
  • Sotr Nikom District Branch — Damdaek Commune
    National Road No. 6, Group 1, Damdaek Thmei Village, Damdaek Commune, Sotr Nikom District

Opening hours: Mon.-Fri.: From 7:30 to 16:00; Sat: 7:30 to 11:30.

  • Krong phsar leu branch
  • Krong Siem Reap Branch
  • Puok District Branch — Puok Commune
  • Angkor Chum District Branch — Char Chhuk Commune
  • Kralanh District Branch — Kampong Thkov Commune
  • Siem Reap Branch
  • Sotr Nikom District Branch — Damdaek Commune
  • Chi Kraeng District Branch — Kampong Kdei Commune
  • Asia Plaza *
  • Luckymall *
  • Tankang Angkor Hotel *

Addresses in Sihanoukville:

  • Sihanouk Branch
    # 135, Street Ekareach, Phum 1, Sangkat 2, Krong Preah Sihanouk
  • Sihanouk Branch
  • Prey Nob District Branch — Veal Renh Commune
  • Srae Ambel District Branch — Srae Ambel Commune
  • Stueng Hav District Branch — Tomnub Rolok Commune
  • Koh Pos Restaurant *
  • M’s PIG ACMC (Cambodia) Co., LTD. *
  • Oknha Mong Port Co., Ltd. *

The commission for cash withdrawal at ATMs of ACLEDA Bank is $ 4, the limit is $ 250 per transaction.

Canadia bank — The second largest bank in Cambodia. It has 57 branches and more than 130 ATMs in different provinces of the country, including 24 offices and 64 ATMs in Phnom Penh and 2 offices each and 8 ATMs in the popular tourist cities of Siem Reap and Sihanoukville.

Addresses in Siem Reap:

  • Siem Reap Sky Branch
    Sivutha St., Mondol 1, Svay Dangkum Commune, Siem Reap District, Siem Reap Province, Cambodia
  • Siem Reap Phsar Leu Branch
    No. 107-108, Banteaychas Village, Slorkram Commune, Siem Reap District, Siem Reap Province, Cambodia

Office hours: Mon-Fri: from 8:00 to 15:30; Sat: 8:00 to 12:00

  • Siem Reap Sky Branch
  • Siem reap phsar leu
  • Siem Reap Tan Kang Hotel
  • Siem Reap International Airport
  • Siem Reap Cambodia Caltural Village
  • Siem Reap Inter Angkor Condominium
  • Siem Reap Triangle Night Market 01
  • Siem Reap Triangle Night Market 02

Addresses in Sihanoukville:

  • Sihanouk Ville Branch
    No. 197, Independent Blvd., Phum 2, Sangkat 2, Sihanouk Ville Province, Cambodia
  • Prey nup branch
    Phum Phou Thoeung (Special Economic Zone), Bet Traing, Prey Nup, Sihanuk Province, Cambodia
  • Sihanouk Ville Branch
  • Prey nup branch
  • Boa Mai Resort
  • Kompong Som City Hotel
  • Independent Hotel
  • Queenco Hotel
  • Fortune hotel
  • Heritage spa

At the Canadia Bank ATMs it can be difficult to service the cards of the MasterCard payment system. Cash withdrawal limits: Visa Classic — $ 1000 per transaction, Visa Gold — $ 3000. Commission for withdrawal — 2%.

ABA Bank (Advanced Bank of Asia) — 50 branches and about 200 ATMs throughout the country.

Office locations in Siem Reap and Sihanoukville:

  • Siem Reap Branch
    NO.01-04, Street Samdech Tep Vong
  • Sihanoukville Branch
    No. 131, Street Ekreach corner street 7 Makara

Opening hours of offices: Mon-Fri: from 8:00 to 16:00, Sat: from 8:00 to 11:00.

58 ATMs in Siem Reap and 17 in Sihanoukville.

Blue ATMs with ABA Bank logo can be found in all busy places of the city. Fee for cash withdrawal: operation up to $ 200 — $ 4, over $ 200 — for free.

Vattanac Bank — eight branches in Phnom Penh and one in Siem Reap.

  • Siem Reap Branch
    No. 888, Sivatha Blvd., Siem Reap
  • Lucky Mall Siem Reap
  • Angkor trade center
  • Angkor Trade Center Siem Reap
  • Siem Reap Branch
  • The Mad Monkey Hostel
  • Total station 7 makara st
  • U-Care Pharmacy (Pub Street)

Fee for cash withdrawal — $ 5, the maximum amount of the transaction — $ 500.

Cambodia Asia Bank (CAB Bank) It also has offices, sales outlets and ATMs throughout the country.

Addresses in Siem Reap:

Offices and points of sale:

  • SiemReap Branch
    National Road. 6 Corner. Sivutha Road.

Office hours: Mon.-Sun: from 8:00 to 21:00.

  • Siem Reap Airport Outlet
  • Siem Reap Angkor Int’l Airport
  • Siem Reap Town Outlet II
  • Svay dangkum commune

Opening hours: Mon.-Sun: from 7:30 to midnight.

  • Siem Reap Branch
    National Road. 6 Corner. Sivutha Road.
  • Siem Reap Airport Counter
    Siem Reap Angkor Int’l Airport
  • Siem Reap 2 Counter
    Svay dangkum commune
  • Siem Reap UCare Pub Street
    UCare Pharma. 2 Thnou Street.

Addresses in Sihanoukville:

Offices and points of sale:

  • Sihanoukville Branch
    No.208 Street Ekareach, Preah Sihanouk Province
  • Sihanouk Ville Outlet
    Village 4 Commune 4, Preah Sihanouk Province
  • Sihanoukville Branch
    No.208 Street Ekareach, Preah Sihanouk Province

The commission for cash withdrawal at CAB Bank branches and ATMs is $ 4. The limit on cash withdrawal for one transaction is $ 1000.

Maybank — the largest bank in Malaysia, with branches in several countries in Southeast Asia, including Cambodia. For tourists, Maybank is attractive because it does not charge a fee for cash withdrawals at its ATMs.

Addresses of offices and ATMs in Siem Reap and Sihanoukville:

  • Siem Reap Branch
    Street Sivutha, Phum Mondull II, Sangkat Svay Dangkum, Siem Reap City, Siem Reap Province.
  • Sihanoukville Branch
    No. 212, Street Ekareach Sangkat 2, Khan Mittapheap Sihanoukville, Cambodia

However, some banks in Cambodia do not serve cards of foreign banks. For example, the Post Bank of Cambodia (Cambodia Post Bank) has not yet realized the possibility of issuing money using international cards.

Cash withdrawal conditions

All ATMs serving cards of foreign banks issue US dollars, while many banks set limits on one-time cash withdrawals. Most ATMs accept cards of international payment systems Visa, MasterCard and Maestro, however, a fee is charged for withdrawing cash from third-party cards (on average, $ 3-6). Additional fees may be charged by the card issuing bank, thus, one cash withdrawal operation will have to pay up to $ 10. As a rule, information about the commission of the ATM owner is indicated on the device itself, and it is better to get acquainted with the rates of your issuer in advance.

Information on the screens of ATMs is duplicated in English. Keep in mind that most devices do not issue banknotes in denominations above $ 20. If banknotes received at an ATM are in poor condition, try exchanging them at a bank branch, because in some places you may refuse to accept them.

You can withdraw cash from the card at the bank office. To do this, you will need the card itself and a passport from which the office staff will take a photocopy.

Often it is more profitable to get money on hand than at an ATM, as some organizations do not charge a commission for this. You can also ask the bank to give you money in bills of any denomination.

Exchange offices

Numerous exchangers are located on the main streets and near the markets. As a rule, the course in them is worse than in offices and terminals. When receiving money, pay attention to the state of the banknotes: often money changers try to slip dilapidated or damaged banknotes to tourists, which may refuse to take even in a bank.

Cashless payments

Paying by bank card in Cambodia is far from everywhere, but in recent years in most tourist areas of the country they have been accepted for payment. Terminals for service of cards are in all prestigious hotels, shops and restaurants, as well as in some places easier. However, it must be borne in mind that for using the card you may be charged an additional fee (2-4% of the total bill).

Money transfers

The easiest and most reliable way to send money abroad is a bank transfer. This operation can be performed at any branch of the bank; all you need is to have only a passport. Typically, an international transfer takes 3-5 business days, and this service is quite expensive — due to all fees, the commission can be up to 15% of the amount transferred.

Alternatively, you can use instant transfers Western Union or MoneyGram. They are usually faster, but fees and exchange rates remain high. In addition, in some offices there may be restrictions on the amount of transfer.

Traveler’s checks

Like bank cards, travelers checks are accepted only by banks and large hotels, shops and souvenir shops. Some small guesthouses can also offer similar services, but their commissions are usually very high. The most common in Cambodia are American Express checks in US dollars. The usual commission for cashing a check is 2-4% (minimum $ 2).

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